About this role:

Wells Fargo is seeking a Credit Risk Senior Manager who will report directly to the Head of Small Business Card Risk and will leverage their knowledge and experience of customer life-cycle risk management, risk models, agile execution, risk oversight and optimization to develop, enhance, and oversee implementation of unsecured credit risk strategies in specific areas of originations, account management, fraud, and decision engines.

In this role, you will:

• Demonstrate understanding of credit risk data, strategies and models across customers' life cycle
• Experienced in managing originations/account management decision engine capabilities
• Experience using Machine Learning Scoring tools and adverse action reasons in underwriting and pricing processes
• Experiencing establishing a framework across the credit life-cycle for underwriting strategies that are stress resilient and can be aggregated to measure against compliance with a portfolio credit risk appetite
• Manage and develop teams of individual contributors and managers in roles with moderate complexity and risk
• Engage and influence stakeholders, internal partners and peers associated with initiatives that cross multiple lines of business in scope with significant impact and risk
• Identify and recommend opportunities for process improvement and risk control development to drive the company credit culture, desire, and business performance
• Manage allocation of people and financial resources for Credit Oversight
• Develop and guide a culture of talent development to meet business objectives and strategy

Required Qualifications:

• 6+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• 3+ years of management experience
• 5+ years of SAS programming

Desired Qualifications:

• Experience in owning and modifying Credit Risk strategies
• Preferred experience in Business Card or Consumer Card
• 6+ years of experience within a consumer lending business, strong risk background and broad familiarity with regulation and risk requirements
• Ability to present complex concepts in layperson terms; easily tailor communication style among diversified audience ranging from executive level to analysts
• Advise senior business leadership regarding appropriate policies and processes leveraging risk management metrics/business scorecard, track performance, and monitor trends across the business
• Experience in agile methodology and implementation; proven experience in building, leading, high-performing, diverse, and inclusive teams
• Proven ability to foster constructive relationships with regulatory agencies, peers at other financial institutions, business leaders, and other internal risk management leaders/groups
• Demonstrated ability to operate independently and effectively build relationships within a matrixed environment to influence outcomes both within Unsecured Lending, Consumer Lending and IRM
• Proven communication skills with the ability to influence, develop, partner, and collaborate at all levels within the organization and externally with customers, regulators, partners, and communities
• Proven experience successfully leading a line of business or corporate function in a business of comparable size, scale, complexity, and regulatory oversight
• Deep knowledge of the infrastructure needed to support a line of business, leading-edge risk practices, and required end-to-end processes
• Strong process management and reengineering skills 

Job Expectations:

• Willingness to work on-site at stated location on the job opening

Posting Locations:

• Charlotte, NC
• Minneapolis, MN
• West Des Moines, IA
• Dallas, TX
• Tempe, AZ
• Wilmington, DE

Preferred location(s) listed above. Other locations within the Wells Fargo footprint may be considered for current Wells Fargo employees